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Savings Withdrawal Calculator

How long your savings last with monthly withdrawals.

20 Years 4 Months
Money lasts
292,421.60
Total withdrawn
666.67
Sustainable monthly withdrawal

Runs entirely in your browser. Nothing is sent anywhere.

How it works

  1. 1Enter your values.
  2. 2See the result update instantly as you type.
  3. 3Change any value to compare scenarios.

About this tool

Savings Withdrawal Calculator: How long your savings last with monthly withdrawals. Type your numbers and the result is calculated instantly — no button to press, nothing to install. All math runs locally in your browser, so the values you enter are never sent anywhere.

Example

Input
Starting capital200,000
Monthly withdrawal1,200
Return (% per year)4
Result
Money lasts20 Years 4 Months
Total withdrawn292,421.60
Sustainable monthly withdrawal666.67
How do I use the Savings Withdrawal Calculator?

Enter your values. See the result update instantly as you type. Change any value to compare scenarios.

Is the Savings Withdrawal Calculator free?

Yes. It is completely free with no sign-up, no usage limits and no watermark.

Is my data sent to a server?

No. Everything is calculated locally in your browser. Nothing you enter is uploaded, logged or stored.

Does it work on my phone?

Yes. It works in any modern browser on Android, iPhone, iPad, Windows, Mac and Linux — no app needed.