Time Value of Money Calculator
Solve for N, rate, PV, PMT or FV like a financial calculator.
Runs entirely in your browser. Nothing is sent anywhere.
How it works
- 1Enter your values.
- 2See the result update instantly as you type.
- 3Change any value to compare scenarios.
About this tool
Time Value of Money Calculator: Solve for N, rate, PV, PMT or FV like a financial calculator. Type your numbers and the result is calculated instantly — no button to press, nothing to install. All math runs locally in your browser, so the values you enter are never sent anywhere.
Example
| Input | |
|---|---|
| Solve for | FV |
| N – number of periods | 120 |
| I/Y – rate per year (%) | 6 |
| PV – present value | -10,000 |
| PMT – payment per period | -100 |
| FV – future value | 0 |
| Periods per year | 12 |
| Payments at the beginning of each period | No |
| Result | |
| FV | 34,581.90 |
How do I use the Time Value of Money Calculator?
Enter your values. See the result update instantly as you type. Change any value to compare scenarios.
Is the Time Value of Money Calculator free?
Yes. It is completely free with no sign-up, no usage limits and no watermark.
Is my data sent to a server?
No. Everything is calculated locally in your browser. Nothing you enter is uploaded, logged or stored.
Does it work on my phone?
Yes. It works in any modern browser on Android, iPhone, iPad, Windows, Mac and Linux — no app needed.