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Annuity Payout Calculator

Fixed monthly income a lump sum pays for a number of years.

1,106.43
Monthly payout
265,542.99
Total paid out
65,542.99
Of which returns

Runs entirely in your browser. Nothing is sent anywhere.

How it works

  1. 1Enter your values.
  2. 2See the result update instantly as you type.
  3. 3Change any value to compare scenarios.

About this tool

Annuity Payout Calculator: Fixed monthly income a lump sum pays for a number of years. Type your numbers and the result is calculated instantly — no button to press, nothing to install. All math runs locally in your browser, so the values you enter are never sent anywhere.

Example

Input
Capital200,000
Years20
Return during payout (% per year)3
Paid at the start of each monthYes
Result
Monthly payout1,106.43
Total paid out265,542.99
Of which returns65,542.99
How do I use the Annuity Payout Calculator?

Enter your values. See the result update instantly as you type. Change any value to compare scenarios.

Is the Annuity Payout Calculator free?

Yes. It is completely free with no sign-up, no usage limits and no watermark.

Is my data sent to a server?

No. Everything is calculated locally in your browser. Nothing you enter is uploaded, logged or stored.

Does it work on my phone?

Yes. It works in any modern browser on Android, iPhone, iPad, Windows, Mac and Linux — no app needed.