Retirement Income Gap Calculator
Capital and monthly saving needed to close a pension gap.
Runs entirely in your browser. Nothing is sent anywhere.
How it works
- 1Enter your values.
- 2See the result update instantly as you type.
- 3Change any value to compare scenarios.
About this tool
Retirement Income Gap Calculator: Capital and monthly saving needed to close a pension gap. Type your numbers and the result is calculated instantly — no button to press, nothing to install. All math runs locally in your browser, so the values you enter are never sent anywhere.
Example
| Input | |
|---|---|
| Desired monthly income (today’s money) | 2,500 |
| Expected pension per month (today’s money) | 1,500 |
| Years until retirement | 25 |
| Years in retirement | 25 |
| Inflation (% per year) | 2 |
| Return (% per year) | 5 |
| Result | |
| Monthly gap at retirement | 1,640.61 |
| Capital needed | 350,548.39 |
| Monthly saving needed | 598.48 |
How do I use the Retirement Income Gap Calculator?
Enter your values. See the result update instantly as you type. Change any value to compare scenarios.
Is the Retirement Income Gap Calculator free?
Yes. It is completely free with no sign-up, no usage limits and no watermark.
Is my data sent to a server?
No. Everything is calculated locally in your browser. Nothing you enter is uploaded, logged or stored.
Does it work on my phone?
Yes. It works in any modern browser on Android, iPhone, iPad, Windows, Mac and Linux — no app needed.