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50/30/20 Budget Calculator
Split your income into needs, wants and savings.
1,500.00
Needs (rent, food, insurance)
900.00
Wants (leisure, travel)
600.00
Savings & extra debt payments
7,200.00
Saved per year
Runs entirely in your browser. Nothing is sent anywhere.
How it works
- 1Enter your values.
- 2See the result update instantly as you type.
- 3Change any value to compare scenarios.
About this tool
50/30/20 Budget Calculator: Split your income into needs, wants and savings. Type your numbers and the result is calculated instantly — no button to press, nothing to install. All math runs locally in your browser, so the values you enter are never sent anywhere.
Example
| Input | |
|---|---|
| Net income per month | 3,000 |
| Needs (%) | 50 |
| Wants (%) | 30 |
| Savings & debt (%) | 20 |
| Result | |
| Needs (rent, food, insurance) | 1,500.00 |
| Wants (leisure, travel) | 900.00 |
| Savings & extra debt payments | 600.00 |
| Saved per year | 7,200.00 |
How do I use the 50/30/20 Budget Calculator?
Enter your values. See the result update instantly as you type. Change any value to compare scenarios.
Is the 50/30/20 Budget Calculator free?
Yes. It is completely free with no sign-up, no usage limits and no watermark.
Is my data sent to a server?
No. Everything is calculated locally in your browser. Nothing you enter is uploaded, logged or stored.
Does it work on my phone?
Yes. It works in any modern browser on Android, iPhone, iPad, Windows, Mac and Linux — no app needed.