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Amortization Schedule
Year-by-year loan repayment table.
1,012.45
Monthly payment
21,494.17
Total interest
| Year | Principal paid | Interest | Remaining balance |
|---|---|---|---|
| 1 | 8,300.50 | 3,848.92 | 91,699.50 |
| 2 | 8,638.67 | 3,510.75 | 83,060.83 |
| 3 | 8,990.62 | 3,158.79 | 74,070.21 |
| 4 | 9,356.91 | 2,792.50 | 64,713.30 |
| 5 | 9,738.13 | 2,411.29 | 54,975.17 |
| 6 | 10,134.88 | 2,014.54 | 44,840.29 |
| 7 | 10,547.79 | 1,601.63 | 34,292.50 |
| 8 | 10,977.52 | 1,171.90 | 23,314.98 |
| 9 | 11,424.76 | 724.66 | 11,890.22 |
| 10 | 11,890.22 | 259.19 | 0.00 |
Runs entirely in your browser. Nothing is sent anywhere.
How it works
- 1Enter your values.
- 2See the result update instantly as you type.
- 3Change any value to compare scenarios.
About this tool
Amortization Schedule: Year-by-year loan repayment table. Type your numbers and the result is calculated instantly — no button to press, nothing to install. All math runs locally in your browser, so the values you enter are never sent anywhere.
Example
| Input | |
|---|---|
| Loan amount | 100,000 |
| Interest rate (% per year) | 4 |
| Term (years) | 10 |
| Result | |
| Monthly payment | 1,012.45 |
| Total interest | 21,494.17 |
How do I use the Amortization Schedule?
Enter your values. See the result update instantly as you type. Change any value to compare scenarios.
Is the Amortization Schedule free?
Yes. It is completely free with no sign-up, no usage limits and no watermark.
Is my data sent to a server?
No. Everything is calculated locally in your browser. Nothing you enter is uploaded, logged or stored.
Does it work on my phone?
Yes. It works in any modern browser on Android, iPhone, iPad, Windows, Mac and Linux — no app needed.